Borrow speculate and Hope: Scared yet?
The New York Times > Opinion > Op-Ed Columnist: Gambling With Your Retirement: " few weeks ago I tried to explain the logic of Bush-style Social Security privatization: it is, in effect, as if your financial adviser told you that you wouldn't have enough money when you retire - but you shouldn't save more. Instead, you should borrow a lot of money, buy stocks and hope for capital gains."